Terms and Conditions of Use

All contents on BWL websites and Apps, including but not limited to text, graphics, images, audios, videos, logos and other downloadable digital items are the properties of BWL or their content providers. They are protected by copyright laws. No part or parts shall be reproduced, displayed, republished, modified or transmitted in any manner or by any means or stored in an information retrieval system without prior written approval from BWL.

You are granted limited rights to access and use BWL websites or Apps for personal use. Unless otherwise expressed in written consent from BWL, the content use of BWL websites or Apps is subject to the following terms:

• You may not download and/or modify the content on BWL websites or Apps other than for personal viewing.
• You may not reproduce or copy BWL websites or Apps, or any of the material contained in it.
• You are granted non-exclusive and revocable rights to create hyperlinks to BWL websites or Apps, provided it does not represent BWL, nor does it present BWL and its products and services as false, misleading, misrepresenting and offensive.
• You may not make available any content of BWL websites or Apps by automated and/or manual means; in electronic and/or printed forms to other entities or persons.
• You may not attempt to hack into, disrupt, disable or interfere with the services on BWL websites or Apps.

For the collection, use, disclosure and protection of your personal data kept with us, please read our PERSONAL DATA PROTECTION POLICY. If there are additional or separate protection provisions outlined on particular BWL website or App, then use of that BWL website or App is subjected to those provisions.

BWL websites, Apps, its contents, downloadable items, products and services sold or made available to you through our websites or Apps are provided on an "As Is" and "As Available" basis. Unless otherwise expressed in writing, we make no warranty of any kind with regards to previous statement, including but not limited to, the implied warranties of merchantability and fitness for a particular purpose. We shall not be liable for errors contained on our websites or Apps, and for any direct, indirect, special, incidental or consequential damages of any kind arising from using our websites or Apps, its contents, downloadable items, products and services sold or made available to you through our websites or Apps.

Due to the nature of all electronic communications whereby some internet transactions may be subjected to interruption, transmission blackout, delayed transmission and incorrect data transmission, BWL shall not be liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send. By transmitting transactions, applications or documentation over the internet, you acknowledged and accept the risks inherent with this method of communications.

By using BWL websites or Apps, you agree that the above Terms are governed by applicable laws and regulations of the region for which the websites or Apps are operating. Any disputes arising from using BWL websites or Apps shall be resolved by negotiation, mediation or arbitration. Any disputes which were unable to be resolved via Alternative Dispute Resolution shall be finally resolved by the court within the governing jurisdiction.

BWL reserves the right, in its sole discretion, to change, limit, amend or discontinue any aspect, contents, or features of our websites and Apps, as well as any aspect pertaining to the use of the websites and Apps. As such, we encourage you to review the Terms regularly to ensure that you are aware of any changes.